Who Regulates Life Insurance Companies?

Life insurance companies are regulated by the individual states in which they are licensed or certified to sell insurance. There is not a federal regulating body for insurance such as the Securities and Exchange Commission, which regulates the securities industry. The name of the regulating body varies from state to state, but can usually be found under Department of Insurance, or Insurance Department on your states Official Website. Insurance companies are als rated on performance and financial strength. Two of the best known rating companies are AM Best Companies and Standard & Poor’s.

Affordable Life Insurance Rates
Are Waiting For You!
Choose Your State

Related Information

Things to Ask Life Insurance Companies

Finding the right life insurance company can help you choose a plan that meets your needs and your budget.

Read More

What to Know About Ohio Life Insurance

Find out what you can expect when buying a life insurance policy in Ohio.

Read More

How Much Life Insurance Coverage Should I Purchase?

Life insurance coverage amounts can range from the thousands of dollars into the millions. Learn how to pick the right coverage amount for you.

Read More

The Basics of Life Insurance Policies

Considering life insurance? Learn the basics with this comprehensive guide.

Read More

How Do Insurance Companies Define Whole Life Insurance?

Whole life insurance is a type of permanent life insurance that remains in effect for the policyholder's entire life, as long as the premiums are paid.

Read More

How the Results of a Medical Exam Affect Life Insurance Eligibility

The results of a medical exam don't just reveal how healthy you are, they can also determine how much you will pay for your life insurance policy.

Read More

Term and Permanent Life Insurance | Their Meaning and Importance

What is the meaning of life insurance and what is its importance? Life insurance is financial protection for your beneficiaries in the event of your death.

Read More

Find Life Insurance That's Right for You

Be on the lookout for these common elements when trying to determine the right life insurance policy for you and your family.

Read More

How to Shop for Life Insurance Policies

There are several types of life insurance that each offer different benefits. Learn more about term life and permanent life insurance policies and how they work.

Read More