LifeInsurance.org is a leading resource with objective information and advice for people looking to buy the right product. In addition to providing information, LifeInsurance.org also provides a free search engine to find leading quote providers who can provide the right type of coverage for you and your family

What is Life Insurance?

These type of policies offer financial support to the dependents and beneficiaries of the person insured.  In addition, it provides a measure of financial security to your beneficiaries (family, loved ones) so that upon death they will be able to meet financial responsibilities that were previously covered by your income. Payouts on policies can be paid in a lump sum or in several installments. The amount of money you pay to your company is called a premium.

These are the most common types of policies:

• Term Life Insurance
• Permanent / Whole Life Insurance

There are other variations of policies, such as, Universal Life, Excess Interest Whole Life, Variable Life, Limited-Payment Whole Life and Single-Premium Whole Life.

Considerations

There are many considering in determining whether a policy is right for you. 

• What should you consider when looking to buy a policy?
• What are your options?
• How do you choose which option is right for your situation?
• What is the process for buying the right policy?

Additional Resources

Finding the right policy for your family and loved ones can be confusing. LifeInsurance.org provides several easy-to-use resources to help you make more informed decisions:
Some of the resources include:

• General introduction into basic information
  
• Learn about the difference between term and permanent life
• Helpful tips for consumers on applying for life insurance
• State guides (for U.S. readers)
• An overview of the leading companies, including MetLife, Liberty Mutual, Prudential, New York Life and Gerber Life Insurance
• Frequently-asked questions
• Search engine to find quotes from leading providers

About Us

Our goal is to provide consumers with objective information and the tools so they make an educated decision on what product is best for them. LifeInsurance.org is neither a company nor an agency.  We do not sell insurance policies to consumers, and so our focus is on both educating and providing you access to leading providers.  As a service to our readers, we enable users of LifeInsurance.org to search for quotes from leading companies who sell the policies, and can provide you with quotes along with guidance in buying the right policy. The information presented on LifeInsurance.org is intended for general consumer knowledge. We do not provide advice on individual situations or legal issues.