Why Should I Consider One Life Insurance Company Over Another?

There are basically two types of life insurance companies, stock and mutual life companies. A Stock company like any other corporation is owned by the company’s shareholders. A mutual life insurance company is owned by the policyholders. The advantage to purchasing your life insurance from a mutual company is that they sometimes pay dividends to policyholders in years of high profits. Other questions to ask an agent about a company they may be recommending are:

Purchasing a life insurance policy is all about making sure you and your family are properly protected. It is important to ask questions and get all the facts before you buy, no matter what type of life insurance product you choose or where you buy it. For more details on purchasing life insurance please see our Life Insurance Buyers Guide.

Exclusive Health Insurance Leads for Agents
Affordable Life Insurance Rates
Are Waiting For You!
Choose Your State

Related Information

Steps for Claiming Term Life Insurance Benefits

Generally, there are 3 main steps beneficiaries must take to receive a life insurance payout: file a death claim, provide proof of death and wait for approval.

Read More

Variable Life Insurance

Variable life insurance can serve as a safety net for your family members, while also building your investment portfolio. Here’s how.

Read More

How Does Whole Life Insurance Work?

Whole life insurance is a type of permanent life insurance policy that accumulates cash value over time.

Read More

Contesting a Life Insurance Policy Beneficiary

The designation of a life insurance beneficiary does not always come without controversy. Learn why and how a life insurance beneficiary might be contested.

Read More

Types of Life Insurance

There are two main types of life insurance: permanent life insurance and term life insurance.

Read More

Who Needs Life Insurance?

Do you need life insurance? If you’re considering buying a policy, you should first read this primer on life insurance policies.

Read More

Life Insurance Companies

Finding the right life insurance company can help you choose a plan that meets your needs and your budget.

Read More

What is Life Insurance? Why is it Important?

What is life insurance and how does it help families in the event of your death? It can help pay for the cost of funeral expenses, lost wages, debts, and more.

Read More

How Does Term Life Insurance Work?

Find out how term life insurance works and get more information on the different types of term life policies that are available.

Read More