What is whole life insurance?
Whole life insurance covers you for your entire life, unlike term life insurance. Your premiums remain level throughout the life of the policy as long as you pay them on time.
We make it easy to apply for a guaranteed acceptance whole life insurance policy quickly over the phone at 1-855-303-4640.
Who needs whole life insurance?
Our whole life insurance policies may be a good fit for people in a certain age range (50-85 is a common example) who want:
- Lifetime protection
- A level premium structure
- Guaranteed acceptance
Your beneficiaries will be able to use the death benefit of your whole life insurance policy any way they want, though many beneficiaries choose to use it to help pay for final expenses.
70% of people say they need life insurance, yet only 59% actually own it.2
Average cost of final expenses
The answer is different for everyone, but take a look at some average expenses your family could be responsible for covering.
Your life insurance needs could be different, so always speak with a licensed insurance agent before making a purchasing decision.
Apply for a policy and get approved, sometimes in the same day.
- Apply overthe phone
- Fast &easy
- No healthquestions
- How does whole life insurance differ from term life insurance?
Whole life insurance provides coverage for the policyholder’s entire life, whereas term life insurance provides coverage only for a fixed period of time.
- How do I know what kind of policy I need?
Our licensed insurance agents can help you find the type of policy and policy amount that works for you by asking you a few simple questions over the phone.
- Why LifeInsurance.org?
LifeInsurance.org is committed to providing consumers with objective information that will help them navigate the life insurance market and better understand how life insurance works. Our licensed insurance agents not only help customers find a life insurance policy that works for them, they ensure that every customer understands his or her policy thoroughly before they enroll.
- How do I get started?
You can fill out the form below to request a call, or you can call us directly at 1-855-303-4640.