Help protect your family and their financial future with life insurance.

Get your free simplified term life insurance quote today!

Get started by entering your ZIP code above or by calling 1-855-303-4640

What is simplified term life insurance?

Simplified term life insurance covers you for a specific period of time, commonly 10, 20 or 30 years.2

If you pass away while the policy is still in place, the insurance company pays a benefit to your beneficiaries.

Coverage amounts may range from $25,000 to $250,000.

Who needs simplified term life insurance?

Simplified term life insurance is a great option for many people, especially homeowners, parents with young children and people who are paying off debt.

Term policies are especially beneficial to these groups because the premiums tend to be lower than other types of life insurance. This allows policyholders to protect their families, while still focusing on paying for other major expenses.

How much do you need in life insurance coverage?

The answer is different for everyone, but take a look at some average expenses your family could be responsible for covering.

Median cost of a funeral3
Average amount owed by households with debt4

Your life insurance needs could be different, so always speak with a licensed insurance agent before making a purchasing decision.

Term life insurance policies may be less expensive than you think.

When asked to estimate the cost of a $250,000 term life insurance policy for a healthy, 30-year-old, the average guess was $500.

That's more than 3 times the actual cost of $160 per year.5

Explore the policy options we offer today, including:

  • A variety of coverage amounts
  • Instant decision available6
  • No-medical-exam options7

Apply for a simplified term life insurance policy and start protecting your family’s future.

Request a quote

Top Questions

Why should I use

We are committed to providing consumers with objective, easy-to-understand information that will arm them with the information they need to make informed decisions about their life insurance coverage. Whether you choose to browse our wealth of resources, or speak with one of our licensed insurance agents, you’ll walk away with more knowledge than when you started.

Do I have to pay for your services?

No, we provide our services at no charge to you. We are happy to discuss your life insurance needs with you, and there's no obligation to purchase a policy.

What if I don’t know which policy type or how much coverage I need?

Our helpful licensed insurance agents can help you determine which of our products could best meet your needs.

How do I get started?

You can fill out the form below to request a call, or you can call us directly at 1-855-303-4640.

Ready to start discussing your life insurance needs?

Enter your ZIP code to get started.

Get started by entering your ZIP code above or by calling 1-855-303-4640