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Lincoln National Life Insurance

The Lincoln National Life Insurance Company is a recognized financial services and insurance products companies in the United States.  Better known under its marketing name of Lincoln Financial, the company has been in business since 1905, currently providing a wide range of financial products, including annuities, life insurance, group life, disability, dental insurance, retirement plans, savings plans, and financial planning and adviser services. 

Lincoln National Life Insurance Company was founded in Fort Wayne, Ind. and is currently headquartered in Radnor, Pa.  Its products rank in the top five in total life insurance sales, variable life sales, universal sales, and variable annuity sales. Lincoln National Life has also received A+ ratings from A.M. Best for its financial strength.

The current president and CEO is Dennis R. Glass.


Lincoln National Life is named after Abraham Lincoln — it even received the blessing of Lincoln's son to do so. Lincoln National Life Insurance offers the following types of life insurance products:

  • Term Life Insurance – provides life insurance coverage for a fixed period of time, terms range from 1, 5, or 10 years or longer.  There is a guaranteed death benefit within the term, but no return on investment at the end of the policy.
  • Universal Life Insurance – more flexible coverage than term life, including the potential to accrue cash value, flexibility to set the amount of your monthly premium, and tax-deferred earnings.
  • Variable Universal Life – all the benefits of universal life but with cash value invested in a portfolio to grow money even further.
  • Funding Life Long-Term Care – universal life insurance as an alternative to long-term care insurance.

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