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What Types of Life Insurance Are Available, and Which One is Right for You?

In terms of life insurance there are several types of policies available to you, and even more variations on those to choose from. For the most part, the policy that's right for you will depend on your age, the age of your children, how much you are willing to spend, and how much you want to leave behind in the event of your passing.

It's also important to keep in mind that some life insurance policies are designed to pay off after a certain number of years, and wouldn't be necessarily helpful if you were to die sooner rather than later.

Life Insurance Types:

Before you look into variations on life insurance policies, you will first need to decide whether you want term life insurance, or whole life insurance.