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Get life insurance with premiums as low as $16 per month.2

The John Hancock Vitality Program offers discounts and rewards for leading a healthy lifestyle.

Policies with coverage amounts of $25,000 to $250,000 have no medical underwriting if you meet certain requirements. This means that you could get an instant decision upon applying!

Find my plan

  • Dedicated to helping you

    We are dedicated to answering your questions and helping you understand your life insurance options.

  • Based in the USA

    We have over 130 agents who are based in the United States.

  • Policy recommendation

    Answer three quick questions and get a recommendation based on your needs. Several coverage amounts are available.

Why do I need term life insurance?

1 in 3

households would immediately struggle to pay living expenses if the main wage earner in the family passed away.3

You can help protect your family against this situation.

Help protect my family

Affordable term life insurance plans from John Hancock are available. It’s easier to get started than you might think!

About John Hancock

John Hancock’s strong ratings, as judged by the major rating agencies, are a comprehensive measure of the company’s financial strength and stability. This is important because these financial ratings reflect the life insurance company’s ability to pay claims in the future.

With over 150 years of experience, John Hancock offers you a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners.

The John Hancock Vitality Program offers multiple coverage options, though the amount that’s right for you is based on a wide range of factors. A licensed John Hancock insurance agent can help you asses your unique financial needs and find the right plan.

Start earning your rewards and discounts with the John Hancock Vitality Program!

Get your free quote online!

Find the John Hancock Term Life Insurance policy that can help protect your family’s future.

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By completing this information and clicking “Get my quote,” I expressly consent to receive emails and phone calls from John Hancock Life Insurance Company (U.S.A) and/or TZ Insurance Solutions LLC, and its affiliates (“John Hancock”) regarding John Hancock’s products and services at the email address and phone number provided, including my wireless number if provided. I understand these calls may be generated using an automated dialing technology and may utilize pre-recorded messages.