Get your guaranteed acceptance life insurance plan today! No health questions, no medical exam!

If you're between 45 and 85, you cannot be turned down!

Get started by entering your ZIP code above or by calling 1-800-316-8573

What is guaranteed acceptance life insurance?

Guaranteed acceptance life insurance, sometimes called final expense insurance, is a type of life insurance that is guaranteed if you're between 45 and 85, regardless of your health or pre-existing conditions. 

Medical exams and health questionnaires aren’t required when you apply. You can apply quickly and easily online or over the phone, and some people may qualify for same-day approval.1

Who needs guaranteed acceptance life insurance?

If you need life insurance but are worried you won’t get approved due to your age or preexisting conditions, you're in the right place. There are life insurance plans available now where you cannot be turned down.

Your beneficiaries can use a guaranteed acceptance life insurance policy death benefit however they wish. They are commonly used for funeral costs, credit card debt, final expenses and medical bills.

Average cost of final expenses

The answer is different for everyone, but take a look at some average expenses your family could be responsible for covering.

Median cost of a funeral2
Average reported medical debt3

Your life insurance needs could be different, so always speak with a licensed insurance agent before making a purchasing decision.

Apply for a policy and get approved, sometimes in the same day.

  • Up to $25,000 in coverage
  • Rates never increase, coverage never decreases
  • No medical
    exam required

Get up to $25,000 in coverage, guaranteed, to help your loved ones pay credit card debt, medical bills, funeral costs, or final expenses. Your loved ones will thank you for planning ahead!

Request a quote

Top Questions

Why should I use

We are committed to providing consumers with objective, easy-to-understand information that will arm them with the information they need to make informed decisions about their life insurance coverage. Whether you choose to browse our wealth of resources, or speak with one of our licensed insurance agents, you’ll walk away with more knowledge than when you started.

Do I have to pay for your services?

No, we provide our services at no charge to you. We are happy to discuss your life insurance needs with you, and there's no obligation to purchase a policy.

What if I don’t know which policy type or how much coverage I need?

Our helpful licensed insurance agents can help you determine which of our products could best meet your needs.

How do I get started?

You can fill out the form below to request a call, or you can call us directly at 1-800-316-8573.

Ready to start discussing your life insurance needs?

Enter your ZIP code to get started.

Get started by entering your ZIP code above or by calling 1-800-316-8573