Help protect your family’s future. Enter your zip code to get your free quote today!

Get Your Free Quote

Life Insurance Companies

Are you searching for a life insurance policy but don't know which company to choose? A licensed life insurance agent can help you determine what type of policy you need and which life insurance companies may have the product that is the right fit for you. Below, we outline some important questions to ask a life insurance company before purchasing a policy.

What to Look for in a Life Insurance Company

According to the Insurance Information Institute (III), there are about 1,000 life insurance companies doing business in the United States. Keep in mind that not every company is licensed in every state. Select a company that is — contact your state department of insurance to learn more.

It's important to research the insurance company you are thinking of working with. When evaluating an insurance company, III recommends considering the following:

  • Is the company financially strong?
  • How does the company's ratings compare to its competitors?
  • What products do they offer? Do the products fit my needs?
  • How is the customer service?
  • Are premiums and rates competitive?
  • Does the company pay out claims quickly?

These are just a few of the questions a licensed life insurance agent can help you answer.

Find Life Insurance Companies by State

If you want to find insurance companies that operate in your state, get in touch with your state department of insurance. Each state may have its own policies and regulations regarding the sale of life insurance.

If you're ready to start exploring your life insurance options, call a licensed life insurance agent at 1-800-966-7169.

----------

This is an advertisement for life insurance.

Applications for life insurance may be subject to acceptance by insurer. Issuance of the policy may depend upon answers to health questions. Rates and coverage amounts depend upon the carrier selected. Your policy may be subject to underwriting approval. You will receive only the benefit amount in the policy issued.

Help protect your family’s future. Enter your zip code to get your free quote today!

Get Your Free Quote

Related Information

Urinalysis Test for Life Insurance

Many life insurance companies require urinalysis during the pre-approval medical exam. It can check for pre-existing health conditions and illicit drug use.

Read More

General Life Insurance Questions

Answering these general questions about life insurance can help ensure you choose a policy that makes sense for you.

Read More

Life Insurance Overview

How much do you know about your life insurance coverage? Test your knowledge with this life insurance overview.

Read More

What are the Benefits of Term Life Insurance?

With a term life insurance policy in place, you can help your family cope with loss of income after your death.

Read More

Why You May Need Term Life Insurance

Term life insurance can provide peace of mind that your family will be protected in the event of your death. Learn more in this article.

Read More

Insurance 101: How Life Insurance Works

This primer will help you learn how life insurance works and the different life insurance options you have to choose from.

Read More

Life Insurance Advice for New Customers

Looking for some life insurance advice? Here are 4 essential tips that can help you consider your life insurance options to find the right fit for you.

Read More

What is the Point Of Life Insurance?

Life insurance can help you protect your loved ones financially in the event of your death. Learn more about why it matters.

Read More

Life Insurance 101

Life insurance 101: How well do you understand your life insurance coverage?

Read More