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Minimum Age For Life Insurance

If you’re shopping for your first-ever life insurance policy, you should know a few basics. First, there's no minimum age for life insurance in most cases. Additionally, knowing the benefits of term life insurance will help you as you compare plans and policies from a life insurance company.

Who Needs Life Insurance? 

Life insurance is crucial for many Americans, and with no real minimum age for life insurance (you can even buy policies for your kids), you can be sure that the right product is out there for you.

So what should you consider as you shop around?

When You Need Life Insurance Coverage

While there’s no minimum age for life insurance, a life insurance policy will be most useful for those who:

  • Are married
  • Have children whom they support
  • Have family members whom they support
  • Hold consumer debt
  • Own a home and have a mortgage
  • Started or want to expand a business
  • Are planning their estate or retirement portfolio

As you can tell, life insurance is especially useful for people with families and/or significant financial obligations. A life insurance policy can protect family members in the event of your death. 

This is why experts recommend purchasing a policy as you plan major life events — buying a home or giving birth to children, for instance. 

while there’s no minimum age for life insurance, a life insurance policy may be most useful to adults with financial and familial responsibilities. If you’d like to learn more about your options, speak with a licensed insurance agent today at 1-855-303-4640.




*Applications for insurance may be subject to acceptance by insurer. Rates and coverage amounts will depend upon the carrier selected.

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