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Can You Have Two Life Insurance Policies?

You can have two or more life insurance policies as long as you are able to pay the premiums. Having multiple life insurance policies can give you peace of mind when it comes to planning for the future. For more information on life insurance policies, speak with a licensed agent.

Why Would Someone Get More Than One Policy?

Some people have life insurance coverage through their employer. According to a New York Times article, the amount of life insurance coverage offered through your employer’s plan may not be enough to meet your financial needs. You can supplement the plan offered by your employer with another plan that offers additional coverage.

Because your financial needs may change over time, it may be helpful to purchase term life insurance policies with different end dates. For example, a shorter term plan with more coverage could be used to pay for any educational costs for your children in the event of your death, while you may also want to purchase a longer term plan that can help pay off a mortgage after your death.

Staggering the expiration dates of your life insurance policies can help make sure your beneficiaries are financially covered in the event of your death and able to help cover the necessary expenses.

Find Plans to Fit Your Needs

Speak with a licensed agent to explore your options and find the life insurance policy that meets your needs.


This is an advertisement for life insurance. 
Applications for life insurance may be subject to acceptance by insurer. Issuance of the policy may depend upon answers to health questions. Rates and coverage amounts depend upon the carrier selected. Your policy may be subject to underwriting approval. You will receive only the benefit amount in the policy issued.

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