Lincoln National Life Insurance
The Lincoln National Life Insurance Company is one of the largest financial services and insurance products companies in the United States. Better known under its marketing name of Lincoln Financial, the company has been in business since 1905, first starting in Philadelphia and currently providing a wide range of financial products, including annuities, life insurance, group life, disability, dental insurance, retirement plans, savings plans, and financial planning and advisor services.
Lincoln National Life Insurance Company takes pride in its ability to provide customers with a broad and balanced product portfolio. Its products rank in the top five in total life insurance sales, variable life sales, universal sales, and variable annuity sales, a testament to the quality and competitiveness of its product offerings. Lincoln National Life has also received A+ ratings from A.M. Best for its financial strength.
As of 2011, Lincoln National Life Insurance Company reported assets of $160 billion.
ACCORDING TO THE COMPANY
Financial strength is one of the values upon which Lincoln National Life was founded, and its strong ratings are a testament to its focus on that principle. Its life insurance products are a reflection of that commitment. Lincoln National Life Insurance offers the following types of life insurance products:
- Term Life Insurance – provides life insurance coverage for a fixed period of time, terms range from 1, 5, or 10 years or longer. There is a guaranteed death benefit within the term, but no return on investment at the end of the policy.
- Universal Life Insurance – more flexible coverage than term life, including the potential to accrue cash value, flexibility to set the amount of your monthly premium, and tax deferred earnings.
- Variable Universal Life – all the benefits of universal life but with cash value invested in a portfolio to grow money even further.
- Funding Life Long-Term Care – universal life insurance as an alternative to long term care insurance.
For more information, visit www.lfg.com.