Help protect your family’s future. Enter your zip code to get your free quote today!

Get Your Free Quote

Affordable Term Life Insurance

It's possible to find a life insurance policy that won't break your budget. In fact, life insurance is much less expensive than what many people think. Here are some tips that could help you find an affordable term life insurance policy.

If you’re looking for affordable term life insurance, you should follow the same rule you’d abide for any other purchase: make sure you shop around. Research on your own can be time consuming. But a licensed insurance agent can help you find a plan that makes sense for you and your budget.

Stay Away from Unnecessary Add-Ons

Insurance companies offer what are known as “riders.” Riders offer additional features to your policy. While some of these options may be helpful and of interest to you, the costs can add up and raise your monthly premiums.

Buy Young

If you want the most affordable term life insurance, perhaps nothing can help you more than buying young. In fact, age is the leading factor in influencing the cost of your policy.

That’s because insurers price their policies based on the risk you pose; the younger you are, the more likely you are to keep living—and keep paying your premiums. As a result, younger people generally pay less for life insurance than older people.

Stay Healthy

On a related note, insurers also reward those applicants who are healthy. As with one’s age, insurers are trying to judge your life expectancy. That means getting into shape can actually positively impact your long-term costs for insurance. 

Call an Agent

To learn more about securing affordable term life insurance, you can also speak with a licensed agent at 1-800-966-7169 to learn about your life insurance options.

*Applications for insurance may be subject to acceptance by insurer. Rates and coverage amounts will depend upon the carrier selected.


Help protect your family’s future. Enter your zip code to get your free quote today!

Get Your Free Quote

Related Information

Affordable, Low-Cost Life Insurance

Term life insurance is usually a more affordable option than a permanent or whole life policy. Find out more in this guide.

Read More

How to Secure Affordable Term Life Insurance Premiums

If you're considering purchasing term life insurance, you should be aware of several factors that can influence your premiums.

Read More

Term Vs. Whole Life Insurance

Whole life insurance is permanent, meaning it remains in effect for as long as you pay the premiums. Term life insurance expires, but is more affordable.

Read More

Term Life Insurance for Seniors: Which Policies are Best?

Term life insurance and permanent life insurance are both options for seniors, though some life insurance companies may have age restrictions on their policies.

Read More

Term Life Insurance

Find and compare term life insurance quotes with the help of a licensed agent.

Read More

How Life Insurance Payouts Work

How does term life insurance payout? Learn how to claim your financial benefits from a life insurance company.

Read More

How Does Term Life Insurance Work?

Find out how term life insurance works and get more information on the different types of term life policies that are available.

Read More

Term vs. Whole Life Insurance

Term and whole life insurance are two of the most popular kinds of life insurance policies. Read on to learn how they work.

Read More

Your Options for Life Insurance Policies

To understand which life insurance policies might be right for you, let's look a little closer at term and permanent life insurance.

Read More