Around the age of 50, many people start to see their term life insurance policy come to an end.  This is a great time to sit time and take a serious look at what kind of policy you should get in this new stage of your life.  Do you renew your term life insurance policy, start a permanent policy such as whole life insurance, or do you skip life insurance altogether and focus of saving?

The answer to these questions will depend greatly on your unique circumstance and what you desire for your financial future. …

American Family Life Insurance is sponsoring an exciting and inspirational contest through the Jingle Dreams contest.  By sharing a big dream for 2012 on the Jingle Dreams website, you could win a weekend of inspiration and fun in Indianapolis including tickets to the Biggest Game on Earth, the Super Bowl Gospel Celebration and more.

It’s simple to enter this contest.  You just have to dream big and tell American Family Insurance your dream in a special way whether it’s through video, song, dance or acting.  You can upload the video on their website to share …

Gerber Life has some valuable information on their website about how to save money during the holiday season.  The Gerber Life Insurance company are experts when it comes to saving for your child’s future and being responsible during this time of year is a great start.

It’s important to sit down and decide what a reasonable budget will be for the holiday season and then decide to stick to it.  There’s a lot you can do to keep costs down without losing the holiday spirit and spending more money than you have.  Here are some …

The holidays can be a time of joy and celebration for most but for those mourning the loss of a loved one this can be a particularly challenging time.  Whether it be a spouse, a child, a parent or friend, losing a loved one is very painful and having a strong support system is crucial.  I stumbled upon a very helpful Tweet on the New York Life Twitter account which links to a checklist of what you can do for loved ones grieving a loss to help them through the holidays.

The main focus of …

Hartford Life released an interesting study on their blog website.  New research reveals that retirement may be even better than expected for some seniors according to Beth Tracton-Bishop.  Hartford conducted the study with MIT AgeLab and they found that many retirees would have liked to retire sooner than they did.  The good news is that 77% of the respondents claimed they are happier now than they were before they retired.  This is exciting for everyone who plans on retiring someday in the future.  Gives us something to look forward to.

The Age of Opportunity study …

I came across an interesting article about how families often get in the midst of a feud after a loved one has passed away.  The scenario involves one family member holding a life insurance policy’s crucial information hostage as a way to get part of the proceeds.  This would generally happen when someone is offended that no money was left to them.  It may seem far fetched, but according to Lynette Khalfani-Cox’s article on Fox Business, this “happens all the time”.

Michael Hartmann is the founder and CEO of FindYourPolicy.com, and he says this situation is …

You may be familiar with A.M. Best, which is the leading provider in ratings, news, data and financial information for consumers.  Were you aware they are one of the leading raters in the life insurance industry?  This is useful to know as you begin shopping around for life insurance quotes, whether it be for term life insurance or whole life products.

The A.M. Best website provides A.M. Best generated information on life insurance directly.  The economic up and down cycles drive the level of life insurance activity, revenue and income causing some volatility.  Common …

Unum Group, the provider of disability insurance, group Unum life insurance, and payroll-deducted voluntary benefits, is feeling the market pressure as they are down 2.7% to $21.72.  Over the past year, Unum Group share prices have been bracketed by a low of $19.72 and a high of $27.16, which is 10% above the low price according to the article “Shares of Unum Group Under Pressure, Down 2.7%” by Peter Chu on FNNO.com.

During the last five trading sessions, the 50-day moving average has increased .3% while the 200-day MA has slid .3%.  This isn’t the …

Metropolitan Life Insurance is one of many insurers offering a flexible option for life insurance.  For MetLife specifically, the name of their unique plan is called Variable Universal Life Insurance.  According to their website, this is a form of permanent life insurance that offers flexible terms and more investment opportunities.

MetLife’s Equity Advantage Variable Universal Life insurance policy offers their customers the chance to capitalize on everything one can gain in life insurance.  The terms are flexible and can change within limits to meet individuals’ needs.  The death benefit, timing and the amount of premiums …

New parents across the nation are bombarding with information about what their baby needs and the details can get lost.  One product being pushed on parents is a life insurance product for the child.  This isn’t the right product for everyone, but if you and your financial advisors decide this product would benefit you there are many to choose from including various policies from the Gerber Life Insurance Company.

Gerber is well-known for their baby food products that have been sold for decades.  Not everyone is aware that they also offer life insurance and savings …